ITSS IBS

Your bank, on every screen.

IBS Digital Banking delivers web, iOS, Android and your back office from a single codebase, for retail, corporate and private banking. IBS AI Assistant lets your customers bank by conversation, inside your rules.

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Retail · Corporate · Private banking Web · iOS · Android English, Français, Español
260+pre-built banking entities
4-in-1web · iOS · Android · back office
24+ yrsITSS banking expertise
300+Temenos clients served by ITSS
IBS AI Assistant

Banking by conversation, inside your rules.

Customers ask in their own words, typed, spoken or with a document. The assistant prepares the operation in your bank's own forms, and nothing moves until they confirm. Available today for retail banking.

Pay this invoice: the attached PDF, the invoice line read by the assistant and the new-payee form
Upload a document, let the assistant read it.Customers attach an invoice or a bill; the assistant reads it and prepares the payee and the payment, under the bank's second factor.Example: an invoice from a plumber, read and turned into a new payee
The customer asks to pay the rent to the landlord, same as usual; the assistant prepares a 950 EUR payment to Javier Morales Ruiz and asks to confirm
Repeat any payment in a few words.A few words are enough: the assistant finds the usual payment and opens the bank's transfer form, already filled.Example: paying the rent, same as last month
Discover IBS AI Assistant
IBS Digital Banking

The complete digital bank, on every channel.

Retail, corporate and private banking on web, iOS and Android, run by your teams from one back-office console and connected in real time to your core banking system.

Accounts, cards and loansPayments, SEPA and SWIFTCorporate approvalsBulk paymentsTrade financeDigital onboardingBack office
Discover IBS Digital Banking
One platform

Build once. Launch everywhere.

Both products share the same customers, accounts, permissions and audit trail, so what your teams configure once applies on every channel.

Every channel in step

Web, iOS, Android and the assistant get each new product in the same release.

Yours to shape

Your brand, screens, menus, journeys and rules are configuration, and survive every upgrade.

Connected to your core

Real time with your core banking system, with deep Temenos experience.

Secure by design

Strong authentication, access decided by the bank, every action traced. Practices inspired by ISO 27001, SOC 2 and OWASP.

See IBS in action.

Request a demo: a guided tour with our team, or a personal demo account you explore on your own.

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